13 of the best charm necklaces to nail the Y2K jewellery trend

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Your childhood charm bracelet just got a seriously chic upgrade ✨

Love it or loathe it, we're cycling through '90s and '00s trends like nobody's business. Maybe cargo pants, butterfly tops and belly chains aren't really your thing (I personally can't go near anything super low-rise without feeling triggered) but you still want to get in on the '90s and '00s nostalgia, we've got just the thing. Enter: the charm necklace.

Chances are, you had a charm bracelet when you were a kid. I remember heading to Claire's Accessories to pick out a new charm with my hard-earned pocket money each week before I upgraded to a Pandora charm bracelet as a teenager. Well, this season, it's the charm necklace that's proving popular – combining the special quality of personalised jewellery with the flexibility and versatility we want from our wardrobe, and that includes our jewellery box.

From minimal styles allowing you to add just a few special charms, to bold and chunky chains designed to stack up fun additions, there's something to suit every person and budget. And the best part? No two will be the same.

So for a unique piece of jewellery that updates a staple of nostalgic teen movie heroines for modern-day styling, keep scrolling to find our picks of the best charm necklaces to shop now.

The first brand that comes to mind when you think of charm jewellery is probably Pandora. Why not try the brand's O pendant necklace that allows up to three charms to easily be slipped onto the thick snake chain addition? With over 600 charms to choose from, your spoiled for choice.

We love the chunkiness of this gold chain, and the individual links and the clasp closure of the charms allows you to space out your design as much as you like to create a truly unique look.

Or, for a more delicate (and purse-friendly!) style, a few simple charms clustered on a thin chain is just as cute.

As well as selling individual chains and charms for you to create your own look, Abbott Lyon has a selection of pre-styled charm necklaces – including this design that allows you to spell out your name with up to 10 individual letter charms. Plus, you can choose your chain length as well as a gold or silver finish for added customisation.

Clip as many charms as you like onto this charm necklace and secure your place in Thomas Sabo's Charm Club. With over 400 charms, there are some really fun designs to choose from – the As We Travel collection may be our fave.

Or try another of Thomas Sabo's many charm necklace chain designs. This style is made from a combination of a link chain and freshwater pearls. Sure, you won't be able to hang as many charms, but there's no denying this is a truly chic lewk.

If it's a little bling you're looking for, Galleria Armadoro's individually sold charms are all embellished with diamantés, from gold discs bearing crystal zodiac symbols to lightning bolt and heart motifs.

Ania Haie's brand new Pop Charms collection is all about expressing individuality and creating a unique look. Choose from eight different necklace styles, then get ready to stack up your charms. Yep, the styling possibilities are endless.

For something truly special (and a price tag reflective of that), Maya Brenner's charm necklaces allow you to choose up to 5 charms to be added seamlessly to a 14K yellow gold, white gold, or rose gold chain. Choose from birth stones, and solid or pavé letters and symbols. The only catch – if you want to build up your charms over time, you'll have to send your necklace back to the studio for the charms to be added by the team's specialist jewellers.

Monica Vinader has a super helpful interactive feature on-site to help you build your perfect charm necklace. Simply choose your chain and finish, then have fun picking as many charms as you like. Or, start with a pre-designed necklace (like this elegant green onyx pendant) and build up from there.

At Merci Maman, personalisation is priority. With charms including birthstones, letters, and engravable discs all sold individually, all you need to do is pick a necklace as your starting point, then build up your collection from there. We guarantee no one else will have a necklace like it.

If it's quality you're after – and you're willing to pay for it – you can't go wrong with Mejuri's charm necklace. Handcrafted in 14k solid gold, the Stacker Clasp link lets you layer up to three of your favorite charms together.

ONI jewellery creates versatile pieces, and charms are at the centre of that – able to be clipped to bracelets, anklets, earrings, and necklaces. Suki Waterhouse and model Sara Sampaio have both been spotted in ONI pieces previously. Fair warning though, the charms are pretty substantial in terms of size and design and come with a steep price tag. This is a pay-day treat for sure.

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